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IMPORTANT CONSUMER DISCLOSURE

Montgomery Capital Management, LLC (" Montgomery ") is an SEC  registered investment adviser located in Newport News , Virginia .  Montgomery and its  representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Montgomery maintains clients. Montgomery may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Montgomery 's   web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of Montgomery 's  web site on the Internet should not be construed by any consumer and/or prospective client as Montgomery 's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by Montgomery with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Montgomery , please contact the SEC or the state securities law administrators for those states in which Montgomery maintains a notice filing.  A copy of Montgomery 's  current written disclosure statement discussing Montgomery 's business operations, services, and fees is available from Montgomery upon written request. Montgomery does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Montgomery's web site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly."