COLLEGE FUNDING PLANNING

Many parents who earn higher incomes or have substantial assets assume there is nothing they can do to lower the amount they pay for college. Nothing could be further from the truth. The families who pay the lowest college costs are the ones who have taken the time to understand and control the college funding process. Working with a college funding specialist can make you aware of planning strategies that can save you thousands of dollars.

We specialize in late-stage planning, families with students that are juniors or seniors. It is not too late to get your plan together. Here are some of the benefits of working with us:

Pay for college with pre-tax dollars and put the Tax Code on your side

Get money from schools even if you don't qualify for need-based aid

Learn exactly what you should and should not do before applying to college so your student is offered more money

We work closely with your child on how to get the most out of his or her college experience (this alone is worth the cost of our fee)

We will take the college funding process off your shoulders so you can relax, save countless hours, and avoid the stress and aggravation of trying to figure out the best way to pay for college

If the parents are divorced, we can provide neutral, helpful information, while keeping each family's financial information confidential

We have partnered with the leading provider of college funding planning, Fox College Funding, LLC, to offer this service to you. We will create a road-map of your family's college funding so you know you are paying for college efficiently and intelligently. We will assist you in implementing and monitoring your plan throughout your family's college years, along with keeping you informed of new developments.

College costs keep rising; the stock market has not kept up. Public and Private colleges are becoming more selective and currently reviewing how much money they will make available to students. It is vital that you use all the resources you can to be sure you are not over-paying for college.

Our fee is based on the complexity of your college funding plan. We have separate pricing tiers based on your financial situation and how many children you have. We offer a discount for multiple children. In addition, we charge an annual renewal fee for ongoing support and updates since each plan involves multiple years.

For a limited time, money management clients of Montgomery Capital, and their families, will receive a substantial discount!

For more information, please click on the links below, or contact Jonathan West at our Richmond office 804.855.2500.

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Read a recent article about the soaring cost of college:

Soaring Cost of College - New York Times

Read a recent mention of Fox College Funding:

Financial Planning magazine

Business Week